Need Based Financial Aid

Need analysis procedures are complex and take into account items such as student and parent income, investments, real estate, number of students in college, trust funds, college savings plans, business and farm assets, medical expenses, student summer earnings, and unusual circumstances

In simple terms, the amount of aid a student will be offered is calculated by this formula:

Annual Cost of Attendance:
- Expected Family Contribution
- Outside Aid
= Financial Need

The College Board web site can help you estimate how much your expected family contribution will be but families should be aware that financial aid estimates are only as good as the data on which they are based.

If you have met all of the financial aid deadlines and have completed your FAFSA, upon processing your Financial Aid you will receive an Award Letter. Most students receive some combination of gift aid (scholarships and grants) and self-help aid (student loans and employment). Students do not have to accept the self-help component of their financial aid package to receive gift aid or scholarships from the university. If a student refuses any portion of the self-help aid, however, the university is not obligated to increase the amount of gift aid. Families should review their financial aid awards carefully and use the information to plan for the upcoming year's educational expenses.

Students must complete their FAFSA each year and submit the appropriate documentation when notified. Changes in your family's financial circumstances may affect the amount of the award you receive each year.

The Office of Student Financial Aid wants to be responsive to unique or extenuating family circumstances that affect a family's ability to meet educational costs. If your family experiences a change in financial circumstances at any point in the year that was not addressed in the initial review for financial aid, we encourage you to contact us.

Your financial aid application materials will be used to determine eligibility for both federal and state aid. Funding sources include federal and state programs, need-based scholarships, and other sources. Approximately of our students receive need-based financial aid.

Georgian Court University reserves the right to review, adjust, or cancel awards at any time because of changes in your financial ,academic status, academic program, athletic program, resident status , enrollment status ( fulltime to part time) , or students code of conduct violations. Awards are contingent upon actual receipt and verification of funds by GCU. If adjustments are made to the university’s federal and /or state allocations, the university reserves the right to adjust individual institutional aid awards at the beginning of each semester, as necessary. All students’ financial aid awards, to include the universities institutional aid, are contingent on the availability of funds.  The Georgian Court University Financial Aid Office reserves the right to review and cancel awards at any time during the academic year if you fail to meet the requirements of the Satisfactory Academic Progress Policy or because of changes in your financial or academic status, academic program, resident status, enrollment status, etc. All student financial aid awards are contingent on the availability of funds.

- Payment Plans
GCU currently accepts payments through
 Tuition Management Systems (TMS). TMS is a payment plan that provides families with the option to budget tuition and other educational expenses over a 10-month period interest free. The fee for this program is a nonrefundable annual fee of $80. For more information go to or call 888.713.7234.


School Code 002608
E-mail Address
Financial Aid (732) - 987 - 2258

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